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We Navigate Clients to Financial Success

It can be a difficult journey to go alone – endless investment options, competing strategies, confusing tax codes, and complicated legal considerations are among the many obstacles that can derail a plan. But with MJT to guide you, you’ll travel confidently down a path towards your financial success.

Our financial planning philosophy can be summarized in three promises that we make to each and every client.

  • We’ll work diligently to earn your trust and respect.
  • We’ll ensure that you are continually provided with the most up-to-date and effective financial strategies and investment tools.
  • We’ll always be available to answer your questions and discuss your concerns.

By adhering faithfully to this philosophy, we have helped many clients achieve their goals and objectives. We’d be grateful for the opportunity to do the same for you.  Please Contact Us for more information.

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Comprehensive Financial Planning

We navigate clients to financial success. It can be a difficult journey to go alone – endless investment options, competing strategies, confusing tax codes, and complicated legal considerations are among the many obstacles that can derail a plan. But with MJT to guide you, you will travel confidently down a path toward your financial success. 

Our financial planning philosophy can be summarized in three promises that we make to each and every client.

  • We’ll work diligently to earn your trust and respect.
  • We’ll ensure that you are continually provided with the most up-to-date and effective financial strategies and investment tools.
  • We’ll always be available to answer your questions and discuss your concerns.

By adhering faithfully to this philosophy, we have helped many clients achieve their goals and objectives. 

The path to financial security begins with a proven process for developing a plan that is customized to your needs. We’ll examine your financial standing, life situation, history, and risk tolerance, then factor in your personal and professional aspirations. With every base covered, we will then develop a strategy and timeline for each step towards a secure financial future. Regular reviews and modifications will ensure that the plan stays on track and targets are reached.


Divorce Planning

Becoming unmarried (divorced) can be an emotionally challenging time. The financial intricacies of divorce can be challenging as well. Your marriage may end, but you will live with your property settlement forever. Our firm helps clients get unmarried without destroying their families and their life savings. We will help you analyze potential settlement options so that you clearly understand their impact and we will help you make settlement decisions that are fully informed. We also work to ensure your needs are addressed for a fair and worry-free outcome. Having gone through a divorce myself, I can relate to my clients’ experiences and emotions as they move through this process. Having come out on the other side to find happiness and stability again, our goal is to help and assist in finding THEIR new normal.

Top Five Reasons for Hiring a Certified Divorce Financial Analyst® during the Divorce Process:

  1. Financial analysis conducted early in the divorce process can save time and reduce anxiety 
  2. A CDFA can help his/her clients save money during the divorce process 
  3. A CDFA can help his/her clients to avoid long-term financial pitfalls related to divorce settlements 
  4. CDFA professionals can assist their clients with developing detailed household budgets to help avoid post-divorce financial struggles. 
  5. Using a CDFA professional can reduce the amount of apprehension and misunderstanding about the divorce process.

CDFA professionals helps divorcing clients understand:

  • The short-term and long-term financial impacts of different settlement proposals
  • Personal vs. marital property
  • Valuing and dividing property
  • Analyzing pension and retirement plan issues
  • Spousal and child support
  • Determining if a client can afford the matrimonial home – and if not, what might be an affordable alternative
  • Tax problems, liabilities, and solutions
  • Evaluating the client’s insurance needs


Special Needs Planning

Planning for your own future can be challenging.  Planning to provide for the future financial care of a loved one with special needs for a lifetime can bring its own anxieties and concerns. How do you begin? Where do you begin? What government benefits might be affected by your plans for your family member’s future? What resources can they own and attain? Our firm can help you find the answers you need. Together, we’ll explore the options available to you in the world of special needs planning. We can prepare a carefully designed and managed plan to ensure that your loved one continues receiving the same level of care when you are no longer able to provide it.

My wife and I are raising four wonderful children, one with special needs. We understand the challenges, anxieties, fears, and determination needed to raise him to his greatest potential.  I understand and have experienced many of the hurdles you are faced with when it involves planning for today and beyond your own lifetime to assure your child is happy, safe and well taken care of. Working with you as a team, we help ensure that your loved one will have the quality of life you desire.